From manual renewals to predictable recurring revenue

Kenyan subscription businesses lose time reconciling STK pushes, chasing failed standing orders, and explaining surprise debits. TAPA replaces that with a deliberate path: earn trust on M-Pesa, authorize bank debit transparently, then automate collection.

  1. Step 1

    Problem: first payment friction

    Payers drop off when checkout is unfamiliar or asks for bank details too early. TAPA collects the first subscription payment on M-Pesa — a channel they already trust.

  2. Step 2

    Problem: opaque recurring authority

    Standing orders and ad-hoc debits create disputes. TAPA invites bank Direct Debit only after commitment, with limits, schedule, and cancellation terms visible before consent.

  3. Step 3

    Problem: silent renewal failure

    A single failed pull should not end the subscription. TAPA runs billing cycles automatically, notifies payers in advance, retries sensibly, and recovers via M-Pesa when bank debit fails.

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